ISSUE 048 · SATURDAY, OCT 16, 2021
Home/Money Desk/Chase

Chase

On the record

Checking, cards, mortgages

Money DeskNew York, USchase.com
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The record

14,884 dispatches on file

Stephanie OwensOn the record
Filed Jul 24, 2021
4 / 5

Painless, actually

Dispute on a $120 subscription I never signed up for was resolved in 48 hours, money back. The woman at the counter, I think her name was Lara, stayed past close to help me with a stop payment. deposit cleared same day instead of the 3-5 business days nonsense I'm used to.

Jessica BrooksOn the record
Filed Jul 24, 2021
5 / 5

Refund hit at 7am

Had my identity stolen month-end and the fraud team called me, not the other way around.

Logan Harris
Filed Jul 24, 2021
5 / 5

Insurance paid out quick

Lost my debit card on vacation and had a replacement at the hotel the next morning.

Nathan LevyOn the record
Filed Jul 24, 2021
5 / 5

Decent app, better humans

My overdraft got waived twice this year because I asked nicely, try that at a big bank haha.

Liam MunroOn the record
Filed Jul 24, 2021
5 / 5

Big win on the APR

I called about a weird $8.50 fee and the rep just reversed it, no fight, no manager escalation nothing. Rates on the HYSA bumped to 4.3% this month and nobody tried to hide it in fine print. Zelle to my brother in Dallas was instant and free, meanwhile my old bank charged $3 for the privilege.

Emily SimpsonOn the record
Filed Jul 24, 2021
5 / 5

Call center was great

They waived the wire transfer fee because I'm a long-time customer, didn't even have to ask twice. Transferred $4,200 to my mom on a Sunday night and it landed before she woke up, no sketchy hold.

Andrew CampbellOn the record
Filed Jul 24, 2021
5 / 5

Finally a card that works

App is clean, no popups trying to sell me a credit card every time I check my balance.

Layla SinclairOn the record
Filed Jul 24, 2021
5 / 5

Legit saved me

Closing on the house happened 9 days early because the loan officer actually answered emails. APR came in at 6.1 which my credit union couldn't touch and the paperwork was done by Thursday.

Alexis SullivanOn the record
Filed Jul 24, 2021
4 / 5

No fees, no fuss

They refunded a double charge from the taxi without me even having to upload a receipt. No minimum balance, no monthly fee, I pay zero to use my own money which is wild.

Jean CampbellOn the record
Filed Jul 24, 2021
5 / 5

Worth switching for

Was expecting the usual runaround but the woman I spoke to, Marisol, actually knew her stuff.

Manon GaillardOn the record
Filed Jul 24, 2021
3 / 5

Mostly okay

Loan rate was okay, not amazing, and the loan officer named Marcus was helpful but the underwriting took 11 days when they promised 5. Did a wire transfer to pay a contractor and the $30 fee was expected but the 3 day hold on the other side wasn't disclosed anywhere.

Louise LebrunOn the record
Filed Jul 23, 2021
5 / 5

Shocked at how fast

No minimum balance, no monthly fee, I pay zero to use my own money which is wild. Travel insurance paid out $1,840 for a cancelled flight within a week, I almost fell over.

Inès RougetOn the record
Filed Jul 23, 2021
5 / 5

Best rate I found

Travel insurance paid out $1,840 for a cancelled flight within a week, I almost fell over. My overdraft got waived twice this year because I asked nicely, try that at a big bank haha.

Louis DupontOn the record
Filed Jul 23, 2021
5 / 5

Aisha at the branch is a gem

signed up on a Wednesday and the welcome bonus hit by Friday, no jumping through hoops.

Mia ThomasOn the record
Filed Jul 23, 2021
5 / 5

Fraud caught in minutes

deposit cleared same day instead of the 3-5 business days nonsense I'm used to. signed up on a Wednesday and the welcome bonus hit by Friday, no jumping through hoops. Dispute on a $120 subscription I never signed up for was resolved in 48 hours, money back.

Arthur LegrandOn the record
Filed Jul 23, 2021
4 / 5

Keeper.

Switched from my old bank in July and I'm honestly mad I waited this long lol. I called about a weird $8.50 fee and the rep just reversed it, no fight, no manager escalation nothing.

Charlotte Gauthier
Filed Jul 23, 2021
5 / 5

10/10 would bank again

Credit limit increase came through automatically after 6 months of on-time payments, no application. The branch on 5th was actually open at 6pm and the manager stayed late to notarize my docs.

Léo HenryOn the record
Filed Jul 23, 2021
5 / 5

Mortgage closed early

Got pre-approved for the mortgage in a day and the rate lock held even when markets moved. deposit cleared same day instead of the 3-5 business days nonsense I'm used to. My overdraft got waived twice this year because I asked nicely, try that at a big bank haha.

Pauline CharpentierOn the record
Filed Jul 23, 2021
5 / 5

Painless, actually

Zelle to my brother in Dallas was instant and free, meanwhile my old bank charged $3 for the privilege. They waived the wire transfer fee because I'm a long-time customer, didn't even have to ask twice.

Nicolas RollandOn the record
Filed Jul 23, 2021
4 / 5

Refund hit at 7am

Rates on the HYSA bumped to 4.3% this month and nobody tried to hide it in fine print. The chat agent definately knew what she was doing, fixed my joint account access in under 10 min.

Nathalie BarbierOn the record
Filed Jul 23, 2021
5 / 5

Insurance paid out quick

APR came in at 6.1 which my credit union couldn't touch and the paperwork was done by Thursday. Switched from my old bank in July and I'm honestly mad I waited this long lol.

Vincent FleuryOn the record
Filed Jul 22, 2021
5 / 5

Decent app, better humans

the app flagged a charge I didn't make at a gas station in Ohio and had a new card at my door Tuesday. App is clean, no popups trying to sell me a credit card every time I check my balance. Closing on the house happened 9 days early because the loan officer actually answered emails.

Hélène PrévostOn the record
Filed Jul 22, 2021
4 / 5

Big win on the APR

Great. Mobile check deposit worked on the first try with my cracked phone camera, miracle. They refunded a double charge from the taxi without me even having to upload a receipt.

Benjamin ChrétienOn the record
Filed Jul 22, 2021
5 / 5

Call center was great

The branch on 5th was actually open at 6pm and the manager stayed late to notarize my docs. Credit limit increase came through automatically after 6 months of on-time payments, no application.

Sandrine LecomteOn the record
Filed Jul 22, 2021
5 / 5

Finally a card that works

The chat agent definately knew what she was doing, fixed my joint account access in under 10 min.

Romain TissierOn the record
Filed Jul 22, 2021
5 / 5

Legit saved me

Mobile check deposit worked on the first try with my cracked phone camera, miracle. Got approved for the auto loan in like 12 minutes at the loans desk, the agent was shook.

Mélanie RichardOn the record
Filed Jul 22, 2021
4 / 5

No fees, no fuss

Got approved for the auto loan in like 12 minutes at the loans desk, the agent was shook.

Sébastien Dupuis
Filed Jul 22, 2021
5 / 5

Worth switching for

The woman at the counter, I think her name was Lara, stayed past close to help me with a stop payment. They refunded a double charge from the taxi without me even having to upload a receipt.

Simon BaumgartnerOn the record
Filed Jul 22, 2021
5 / 5

Approved same day

Dispute on a $120 subscription I never signed up for was resolved in 48 hours, money back. The woman at the counter, I think her name was Lara, stayed past close to help me with a stop payment.

Anna WinklerOn the record
Filed Jul 22, 2021
4 / 5

Shocked at how fast

Had my identity stolen month-end and the fraud team called me, not the other way around.

Martina Furrer
Filed Jul 22, 2021
5 / 5

Best rate I found

Lost my debit card on vacation and had a replacement at the hotel the next morning. Was expecting the usual runaround but the woman I spoke to, Marisol, actually knew her stuff.

Florian Hahn
Filed Jul 21, 2021
5 / 5

Aisha at the branch is a gem

My overdraft got waived twice this year because I asked nicely, try that at a big bank haha.

Adèle LeclercOn the record
Filed Jul 21, 2021
5 / 5

Fraud caught in minutes

I called about a weird $8.50 fee and the rep just reversed it, no fight, no manager escalation nothing.

Édouard RenardOn the record
Filed Jul 21, 2021
5 / 5

Keeper.

They waived the wire transfer fee because I'm a long-time customer, didn't even have to ask twice. Transferred $4,200 to my mom on a Sunday night and it landed before she woke up, no sketchy hold.

Blanche BaronOn the record
Filed Jul 21, 2021
5 / 5

10/10 would bank again

App is clean, no popups trying to sell me a credit card every time I check my balance. Had my identity stolen month-end and the fraud team called me, not the other way around.

Enzo Collet
Filed Jul 21, 2021
5 / 5

Mortgage closed early

Closing on the house happened 9 days early because the loan officer actually answered emails. APR came in at 6.1 which my credit union couldn't touch and the paperwork was done by Thursday. the app flagged a charge I didn't make at a gas station in Ohio and had a new card at my door Tuesday.

Héloïse Jacquet
Filed Jul 21, 2021
5 / 5

Painless, actually

They refunded a double charge from the taxi without me even having to upload a receipt.

Yanis GiraudOn the record
Filed Jul 21, 2021
5 / 5

Refund hit at 7am

Was expecting the usual runaround but the woman I spoke to, Marisol, actually knew her stuff. Lost my debit card on vacation and had a replacement at the hotel the next morning.

Carina Kuhn
Filed Jul 21, 2021
3 / 5

Alright I guess

Loan rate was okay, not amazing, and the loan officer named Marcus was helpful but the underwriting took 11 days when they promised 5.

Konstantin SchröderOn the record
Filed Jul 21, 2021
5 / 5

Decent app, better humans

No minimum balance, no monthly fee, I pay zero to use my own money which is wild. Travel insurance paid out $1,840 for a cancelled flight within a week, I almost fell over. Mobile check deposit worked on the first try with my cracked phone camera, miracle.

Yseult RousseauOn the record
Filed Jul 21, 2021
4 / 5

Big win on the APR

Travel insurance paid out $1,840 for a cancelled flight within a week, I almost fell over. My overdraft got waived twice this year because I asked nicely, try that at a big bank haha.

Emma BoyerOn the record
Filed Jul 20, 2021
5 / 5

Call center was great

signed up on a Wednesday and the welcome bonus hit by Friday, no jumping through hoops.

Pierre ChevallierOn the record
Filed Jul 20, 2021
4 / 5

Finally a card that works

deposit cleared same day instead of the 3-5 business days nonsense I'm used to. signed up on a Wednesday and the welcome bonus hit by Friday, no jumping through hoops. Dispute on a $120 subscription I never signed up for was resolved in 48 hours, money back.

Juliette DuvalOn the record
Filed Jul 20, 2021
5 / 5

Legit saved me

Switched from my old bank in July and I'm honestly mad I waited this long lol. I called about a weird $8.50 fee and the rep just reversed it, no fight, no manager escalation nothing. Had my identity stolen month-end and the fraud team called me, not the other way around.

Léa Aubert
Filed Jul 20, 2021
4 / 5

No fees, no fuss

Credit limit increase came through automatically after 6 months of on-time payments, no application.

Sarah BenoîtOn the record
Filed Jul 20, 2021
5 / 5

Worth switching for

Got pre-approved for the mortgage in a day and the rate lock held even when markets moved. deposit cleared same day instead of the 3-5 business days nonsense I'm used to.

Jules BrunOn the record
Filed Jul 20, 2021
5 / 5

Approved same day

Zelle to my brother in Dallas was instant and free, meanwhile my old bank charged $3 for the privilege. They waived the wire transfer fee because I'm a long-time customer, didn't even have to ask twice.

Nina BaillyOn the record
Filed Jul 20, 2021
4 / 5

Shocked at how fast

Rates on the HYSA bumped to 4.3% this month and nobody tried to hide it in fine print. The chat agent definately knew what she was doing, fixed my joint account access in under 10 min. They waived the wire transfer fee because I'm a long-time customer, didn't even have to ask twice.

Adam VerdierOn the record
Filed Jul 20, 2021
4 / 5

Best rate I found

APR came in at 6.1 which my credit union couldn't touch and the paperwork was done by Thursday.

Henry SteinmetzOn the record
Filed Jul 20, 2021
4 / 5

Aisha at the branch is a gem

the app flagged a charge I didn't make at a gas station in Ohio and had a new card at my door Tuesday.